The Bankruptcy Process
What we can do for you:
- We CAN prepare your documents quickly and accurately at an affordable price after having obtained your signature on an engagement agreement.
- We CAN discuss procedures and general bankruptcy matters with you and help you to feel comfortable with the bankruptcy process. This includes answering your questions so long as you are not seeking "legal" advice from us.
- We CAN provide you with easy-to-understand instructions on how (and where) to file your documents with the Court; what to expect after the documents are filed; how to cooperate fully with your trustee; and what to expect at your first meeting of creditors.
What we cannot do for you:
- We CANNOT give you legal advice. We can, however, refer you to an attorney if you should need one. After you meet with the attorney, if you have received the legal advice you need and you are able to instruct us, we can still prepare your documents for you. Here are some examples of items on which we cannot advise you:
- Whether or not to file bankruptcy;
- What chapter of bankruptcy filing you will choose;
- Whether certain or all of your debts will get discharged or not;
- Whether or not you will be able to keep certain property, like your home or vehicles;
- Any tax consequences of your bankruptcy filing, or dischargeability of taxes;
- Whether or not you should reaffirm a debt;
- How you should classify or characterize certain debts or interest in property; and
- What your "rights" are.
- We CANNOT give you tax or accounting advice. We can, however, refer you to an accountant or CPA if you should need this type of advice. We can also work with your accountant (with your permission) to prepare documents for you so long as we are not practicing law in any manner.
- We CANNOT collect Court fees in connection with filing your bankruptcy petition. You must pay those fees directly to the Court.
- We CANNOT use the word "legal" in our advertising.
What we must do for you:
- BEFORE WE PREPARE DOCUMENT FOR FILING OR ACCEPT ANY FEES, We MUST provide you with a written notice that we are NOT attorneys and may not practice law or give legal advice. You will sign this form and it will be filed with the Court along with your other documents.
- We MUST place our identifiers on your documents so the Court knows exactly who did your work.
- We MUST furnish you with a copy of any document that we prepare for you.
- We MUST adhere to Court-imposed fee guidelines and charge you only what the Court has ordered as the fee for a bankruptcy filing.
- We MUST disclose to the Court all fees we have charged you within the 12 months immediately preceding filing of your bankruptcy case.
- We MUST be above reproach in our honesty, integrity and reliability and provide the highest quality of work to you as a valued client.