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A Way of Life

“In physics, the law of least action holds that nature favors the shortest path to achieve a result. A tennis ball falls to earth in a simple curve, not a curlicue. An arrow flies straight to the target. Water boils at 212 degrees F. If nature is always this efficient, using the ...
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What do I need to set up my Living Trust?

You will need to make a few decisions. Who will you choose as your Trustee? This is the person who will carry out your wishes per the Trust document while you are alive. Usually, you are your own Trustee. Who will be your Successor Trustee? This is the person who will carry out y...
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Locations

Southeast Phoenix 2942 N. 24th Street, Phoenix, AZ 85015 North Phoenix 18444 N. 25th Avenue, Phoenix, AZ 85023 East Valley 625 W. Southern Avenue, Mesa, AZ 85210   Ask Cindy about a Peoria location too....
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Establish a Living Trust

If I die leaving only a Last Will and Testament, how will my estate be handled? If you have a Will, you should have named a personal representative (PR) to distribute your assets to your heirs. So, one of two things will happen: In Arizona, if your total estate is worth less...
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Did you know...

If you qualify, you can ask the Courts for a waiver or deferral of your Court filing fees.  Both the Bankruptcy Court and the Superior Court (family law) have forms for this request.  The Superior Court (family law) rarely grants a full waiver, but it does consider deferral appli...
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What is a Beneficiary's Deed?

If you own your home, and upon your death, you want title in your home to transfer automatically to a loved one, the means to accomplish this is a Beneficiary's Deed.  This one-page document is recorded with the County Recorder where your home is located.  Title to your home does...
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What is a Living Will?

Does your family know your wishes should you become unable to communicate due to injury or illness? ABDP can help you prepare a Living Will. Your spouse or whomever is closest to you can simply hand a copy of this document to the hospital staff and they will be armed with your wi...
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Payday Lenders and Title Lenders – and Their Unscrupulous Collection Practices.

You don't know how many people have told me that AFTER they file their bankruptcy case, their payday or title lender calls non-stop and harasses them for payment. These unscrupulous collectors tell people that the debt is not going to get discharged in the bankruptcy. They tell p...
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Bankruptcy - It's Your Right and There Is No Shame.

There's no such thing as "Debtor's Prison" anymore. In your great great grandfather's time, if you failed to pay your bills, you might have gone to jail. Fortunately, the United States corrected that mistake. We all run into bumps in the road – medical bills, loss of jobs, divorc...
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