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You don't know how many people have told me that AFTER they file their bankruptcy case, their payday or title lender calls non-stop and harasses them for payment. These unscrupulous collectors tell people that the debt is not going to get discharged in the bankruptcy. They tell people that they are allowed to call them and collect against them despite the bankruptcy. They use curse words, name calling and they even hang up on people, only to call back another day and harass again. They tell lies! Simply and calmly give these collectors your bankruptcy case number and tell them that, if they contact you again, you will "notify the Bankruptcy Court and seek sanctions for violation of the automatic stay." Sounds like big words, but they are effective, my friends. If the harassment continues after that, let Absolute Best Document Preparers know, and we'll assist you with the paperwork necessary to file for those sanctions.